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The LIC HFL Apprentice exam is a 60-minute online test of 100 multiple-choice questions. It has four sections of 25 questions each: General/Financial Awareness, General English, Reasoning Ability and Computer Aptitude, and Quantitative Aptitude. LIC Housing Finance Limited has announced 232 apprentice vacancies for fresh graduates, and the entrance exam is reported for 07/11/2026. This page lists the pattern, the topic-wise syllabus and what you need on exam day.

LIC HFL Apprentice Syllabus 2026 – Quick Overview

LIC HFL Apprentice Important Dates

LIC HFL Apprentice Exam Pattern 2026

The exam has 100 questions for 100 marks, to be completed in 60 minutes. Every section carries 25 questions and 25 marks.

• Total duration: 60 minutes.
• Language: English and Hindi, except General English, which is in English only.

Also Read: LIC HFL Apprentice Recruitment 2026

LIC HFL Apprentice Syllabus 2026 at a Glance

LIC HFL Apprentice Syllabus 2026: Subject-Wise Topics

The topic lists below are compiled from two education portals that published the syllabus on 21/10/2026. They agree on the four sections and the overall coverage but word some topics differently, so treat the list as a preparation guide rather than an official topic-by-topic list.

General/Financial Awareness (Banking, Investment and Insurance)

• Types of bank accounts and KYC requirements
• Negotiable instruments: cheque and demand draft
• NEFT, RTGS and IMPS
• Functions of the RBI and monetary policy tools: repo rate, reverse repo rate, CRR and SLR
• Financial inclusion and recent banking reforms
• Housing finance: home loans, National Housing Bank (NHB), Pradhan Mantri Awas Yojana (PMAY) and Non-Performing Assets (NPAs)
• Insurance: life and general insurance, common insurance terms and LIC HFL products
• Mutual funds and SIP
• Financial abbreviations: IFSC, MICR, CIBIL and NPA
• Digital banking concepts: UPI, AEPS and IMPS
• Economic and financial news

General English

• Reading comprehension (including banking and insurance-based passages)
• Cloze test and fill in the blanks
• Error identification or spotting
• Grammar, tenses and subject-verb agreement
• Sentence improvement and phrase substitution
• Synonyms and antonyms
• Paragraph rearrangement or para jumbles
• Active and passive voice

Reasoning Ability and Computer Aptitude

Reasoning Ability

• Puzzles and seating arrangement: linear, circular and floor-based
• Syllogism
• Inequalities
• Coding-decoding
• Input-output
• Blood relations
• Direction sense
• Statement and assumption, conclusion and course of action
• Alphanumeric series and odd one out

Computer Aptitude and Digital Literacy

• Computer hardware and software basics
• Operating systems, including Windows and Android basics
• Keyboard shortcuts
• MS Office: Word, Excel and PowerPoint
• Internet, web browsing and email usage
• Cyber security: phishing, malware, antivirus and password security
• Digital payments: UPI, AEPS, net banking, BHIM and mobile wallets

Quantitative Aptitude

• Simplification and approximation
• Number series: missing term and wrong term
• Data interpretation: tabulation, bar graph, line graph and pie chart
• Percentage, ratio and proportion
• Average and ages
• Profit and loss, and discount
• Simple interest and compound interest
• Time and work, pipes and cisterns
• Time, speed and distance
• Quadratic equations
• Mensuration

LIC HFL Apprentice Selection Process 2026

Selection has three stages: the online test, document verification and a personal interview. Applicants first register through the apprenticeship portal and then register for the exam. Shortlisted candidates receive engagement letters as per the recruitment schedule.

1. Application and registration on the apprenticeship portal (NATS)
2. Exam registration
3. Online remote-proctored entrance exam
4. Document verification
5. Personal interview

How the Remote-Proctored Online Exam Works

You can take the test from home, but your setup has to meet the technical requirements.

• Use a smartphone, laptop or desktop with a working front camera.
• Keep a stable, good-quality internet connection.
• Choose a private, quiet place for the full 60 minutes.
• Check the official exam-day instructions for the exact technical and identity requirements. Details beyond these are Not Available in the sources checked.

How to Use This Syllabus for Preparation

These are practical suggestions, not official guidance.

• Give each section equal attention in your plan, since all four carry 25 marks.
• Build banking and housing-finance basics early. This section is specific to the lender and is easy to overlook.
• Practise Hindi or English versions of the paper according to the medium you will choose.
• Take timed mocks of 100 questions in 60 minutes to get used to the pace.
• Do a trial run of your device camera and internet before 07/11/2026.

LIC HFL Apprentice Syllabus 2026 – Important Links